The State Level Bankers' Committee comprise of the representatives of all the commercial banks and the Chairmen of Regional Rural Banks operating in the state. Representatives of State Co-operative Bank, Land Development Bank, Reserve Bank of India and NABARD are also to be invariably invited to attend the meeting of the committees. The concerned State Govt. officials also participate in the meetings of this forum by invitation. .
Banks having sizeable scale of operations in the relative state are expected to be represented at the level of Zonal/Regional Managers so that expeditious decision making becomes possible. The Regional Rural Banks would be represented by the Chairmen. Banks having less than 5 branches in a state could, however, be represented by Manager of the Branch of the Bank located at state headquarters.
It is possible that in many states the membership of the State Level Bankers' Committee may be too large to permit effective deliberation, maintenance of liaison and decision-making. In such a situation, the Committee may constitute a 'Steering Sub-Committee' comprising representative of State Co-operative Bank and the Land Development Bank to discuss problems and evolve a course of action for adoption by the full committee. The representatives of the Commercial Banks on the steering sub-committee may not be below the rank of Regional/Zonal Managers. The Regional Rural Banks because of their special nature of responsibility be given adequate representation in these 'Steering Sub-committees' also.
If the State Level Bankers' Committee or the steering sub-committee desires to have any specific problem to be studied in depth and course of action outlined, there is no objection to their entrusting the tasks to Study groups comprising of representatives of 3 to 4 banks more intimately concerned with the problem or having greater expertise at their command.
Banks, specifically designated as convenors of the State Level Bankers' Committee in various states, may not delegate this responsibility to any other bank. There is however, no objection to the representatives of different banks being made the Chairmen of the Steering Committees or study groups for the requisite secretarial assistance to the State Level Bankers' Committees. This would involve issue of notices, preparation of agenda papers, keeping and circulating record of discussions and decisions and following up action points arising out of them. It is expected that each convener bank would provide small cells to service these committees at the offices of the Zonal/Regional Managers in charge of the State in which it has assumed the convenorship responsibility.